Do not be tempted by online loans: Baznas

Don’t be tempted easily by (online) loans on the web. (Getting) loans is easy, but repaying them is difficult

Jakarta (ANTARA) – National Agency Amil Zakat (Baznas) has urged people not to be easily swayed by online loan applications which will make the problem even worse, given their high interest rates.

“Don’t be tempted easily by (online) loans on the web. (Getting) loans is easy, but paying them back is difficult,” Baznas vice president Mo Mahdum said on Monday.

Mahdum called on people to contact Baznas if they are in urgent need of assistance or if it is an emergency, as the agency is an official government institution that specifically collects, manages and distributes zakat.

The funds collected are then distributed to various programs, both emergency and productive. He cited the example of emergency programs, ranging from medical assistance and basic necessities to education.

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On the other hand, productive programs are intended to provide capital assistance to actors in micro and small enterprises, to build public facilities and to collaborate with livestock and plantations.

He said productive programs aim to help them develop further while meeting their basic needs.

Mahdum noted that those in need of assistance could contact Baznas directly or visit the agency’s sites in their respective regions directly. Officers will check to make sure the people to be helped are the ones who really need it and meet the criteria.

“People who need help can contact us. Later we will check if they are really poor. If he wants to borrow money, (we need to know) what this borrowed money is for,” a- he asserted.

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Baznas wants the people who have been helped to become economically self-sufficient, so that they can become muzaki (zakat givers) in the long term. Thus, empowerment programs will continue to operate on an ongoing basis.

“Therefore, the key point is that we can deliver strategic programs. “Mahdum remarked.

He encouraged the public to set aside some of their wealth, as once collected, the value of the benefits provided will be significant as they will be diverted to various strategic programs.

“We are there to help people in need. We pay zakat through formal means. We can put in place strategic programs whose impact will be measurable,” he added.

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