Personal loans have become a worthy financial instrument. According to the LendingClub report, nearly 25% of US citizens have applied for bad credit loans. No wonder it has become one of the most efficient credit services out there, leaving credit cards behind. In the professional survey carried out by AmericanRead More →

Lender APR range Minimum loan amount Maximum loan amount terms Recommended credit score Before Best online loan 9.95% to 35.99% $ 2,000 $ 35,000 24-60 months 600+ First Tech Federal Credit Union Best maximum loan amount Starts at 6.7% $ 500 $ 50,000 24-84 months 580+ Federal Navy Credit UnionRead More →

What is bad credit? Bad credit loans are personal loans designed for people with bad credit. These are usually unsecured loans. Bad loans can be an expensive way to borrow money as interest rates are often high due to the risk the lender takes. You can have a bad creditRead More →